This data protection declaration informs you about the type, scope and purpose of the processing of personal data (hereinafter referred to as "data") within our online offer and the websites, functions and content associated with it, as well as external online presences, such as our social media profiles. (hereinafter collectively referred to as "online offer"). With regard to the terms used, such as "personal data" or their "processing", we refer to the definitions in Article 4 of the General Data Protection Regulation (GDPR).

Responsible:

naturAlly AG, Zur Schule 3, 9494 Schaan, Principality of Liechtenstein, Commercial Register No.: FL-0002.185.956-2, Managing Director: Eckhard Noeh, +4237925877, hello@naturAlly.li

Types of data processed:

☒ Inventory data

☒ Contact details

☒ Content data

☒ Contract data

☒ Payment data

☒ Usage data

☒ Meta/communication data

Processing of special categories of data (Art. 9(1) DSGVO):

Special categories of data were processed which were supplied by the users for processing when taking out life insurance policies through insurance intermediaries (health questions) for forwarding to life insurance companies and banks as well as in the context of the legitimation checks required for this purpose (identity document data).

Categories of data subjects concerned by the processing:

☒ Customers / interested parties / suppliers.

Visitors and users of the online offer. In the following, we also refer to the persons concerned collectively as "users".

Purpose of the processing:

☒ Provision of the online offer, its contents and functions.

☒ Provision of contractual services, service and customer care.

☒ Answering contact requests and communicating with users.

☒ Marketing, advertising and market research.☒ Security measures.

Status: 01.07.2023

Relevant legal bases

In accordance with Art. 13 DSGVO, we inform you of the legal basis for our data processing. If the legal basis is not stated in the data protection declaration, the following applies:

The legal basis for obtaining consent is Art. 6 para. 1 lit. a and Art. 7 DSGVO, the legal basis for processing for the fulfilment of our services and implementation of contractual measures as well as answering enquiries is Art. 6 para. 1 lit. b DSGVO, the legal basis for processing for the fulfilment of our legal obligations is Art. 6 para. 1 lit. c DSGVO, and the legal basis for processing for the protection of our legitimate interests is Art. 6 para. 1 lit. f DSGVO. In the event that vital interests of the data subject or another natural person make processing of personal data necessary, Art. 6 (1) (d) DSGVO serves as the legal basis.

Changes and updates to the privacy policy

We ask you to regularly inform yourself about the content of our data protection declaration. We adapt the data protection declaration as soon as the changes in the data processing carried out by us make this necessary. We will inform you as soon as the changes require an act of cooperation on your part (e.g. consent) or other individual notification.

Security measures

In accordance with Article 32 of the GDPR, we take appropriate technical and organisational measures to ensure a level of protection appropriate to the risk, taking into account the state of the art, the costs of implementation and the nature, scope, context and purposes of the processing, as well as the varying likelihood and severity of the risk to the rights and freedoms of natural persons; the measures include, in particular, ensuring the confidentiality, integrity and availability of data by controlling physical access to the data, as well as access to, input, disclosure, ensuring availability and segregation of the data. We also have procedures in place to ensure the exercise of data subject rights, deletion of data and response to data compromise. Furthermore, we already take the protection of personal data into account during the development and selection of hardware, software and procedures, in accordance with the principle of data protection through technology design and through data protection-friendly default settings (Art. 25 DSGVO). The security measures include, in particular, the encrypted transmission of data between your browser and our server.

Cooperation with processors and third parties

If, in the course of our processing, we disclose data to other persons and companies (processors or third parties), transmit it to them or otherwise grant them access to the data, this will only be done on the basis of a legal permission (e.g. if a transmission of the data to third parties, such as to payment service providers, is necessary for the performance of the contract pursuant to Art. 6 (1) lit. b DSGVO), you have consented, a legal obligation provides for this or on the basis of our legitimate interests (e.g. when using agents, web hosts, etc.). If we commission third parties with the processing of data on the basis of a so-called "order processing contract", this is done on the basis of Art. 28 DSGVO.

Transfers to third countries

If we process data in a third country (i.e. outside the European Union (EU) or the European Economic Area (EEA)) or if this is done in the context of using third-party services or disclosing or transferring data to third parties, this is only done if it is done in order to fulfil our (pre-)contractual obligations, on the basis of your consent, due to a legal obligation or on the basis of our legitimate interests. Subject to legal or contractual permissions, we only process or allow the processing of data in a third country if the special requirements of Art. 44 ff. DSGVO are met. This means that the processing is carried out, for example, on the basis of special guarantees, such as the officially recognised determination of a level of data protection corresponding to that of the EU (e.g. for the USA through the "Privacy Shield") or compliance with officially recognised special contractual obligations (so-called "standard contractual clauses").

Rights of the data subjects

You have the right to obtain confirmation as to whether or not data concerning you is being processed and to obtain access to such data, as well as further information and a copy of the data in accordance with Article 15 of the GDPR.You have the right, in accordance with Article 16 of the GDPR, to request the completion of data concerning you or the rectification of inaccurate data. You have the right, in accordance with Article 16 of the GDPR, to request that the data concerning you be completed or that the incorrect data concerning you be corrected. You have the right, in accordance with Article 17 of the GDPR, to request that the data concerned be deleted without delay or, alternatively, to request that the processing of the data be restricted in accordance with Article 18 of the GDPR.You have the right to request that the data concerning you that you have provided to us be received in accordance with Article 20 of the GDPR and to request that it be transferred to other data controllers. You also have the right to lodge a complaint with the competent supervisory authority in accordance with Article 77 of the GDPR.

Right of withdrawal

You have the right to revoke consent granted in accordance with Art. 7 (3) DSGVO with effect for the future.

Right of objection

You may object to the future processing of data concerning you in accordance with Art. 21 DSGVO at any time. The objection can be made in particular against processing for direct marketing purposes.

Cookies and right to object to direct advertising

We use temporary and permanent cookies, i.e. small files that are stored on the user's device (for an explanation of the term and its function, see the last section of this privacy policy). In part, the cookies serve the purpose of security or are necessary for the operation of our online offer (e.g., for the display of the website) or to save the user decision when confirming the cookie banner. In addition, we or our technology partners use cookies for range measurement and marketing purposes, about which users are informed in the course of the data protection declaration. A general objection to the use of cookies for online marketing purposes can be declared for a large number of services, especially in the case of tracking, via the US-American site http://www.aboutads.info/choices/ or the EU site http://www.youronlinechoices.com/. Furthermore, the storage of cookies can be achieved by deactivating them in the browser settings. Please note that not all functions of this online offer can then be used.

Data deletion

The data processed by us will be deleted or its processing restricted in accordance with Articles 17 and 18 DSGVO. Unless expressly stated within the scope of this data protection declaration, the data stored by us will be deleted as soon as it is no longer required for its intended purpose and the deletion does not conflict with any statutory retention obligations. If the data is not deleted because it is required for other and legally permissible purposes, its processing will be restricted. I.e. the data is blocked and not processed for other purposes. This applies, for example, to data that must be retained for reasons of commercial or tax law. According to legal requirements, the following are kept for 10 years: commercial books, inventories, opening balances, annual financial statements, commercial letters, accounting vouchers, books, records, management reports, accounting vouchers, commercial and business letters according to Art 1059 Para. 1 ,5 PGR.

Provision of contractual services

We process inventory data (e.g., names and addresses as well as contact data of users), contract data (e.g., services used, names of contact persons, payment information) for the purpose of fulfilling our contractual obligations and services pursuant to Art. 6 para. 1 lit b. DSGVO. The entries marked as mandatory in online forms are required for the conclusion of the contract. Users can optionally create a user account, in which they can view their orders in particular. Within the scope of the registration, the required mandatory information is communicated to the users. The user accounts are not public and cannot be indexed by search engines. If users have cancelled their user account, their data with regard to the user account will be deleted, subject to their retention being necessary for reasons of commercial or tax law in accordance with Art. 6 Para. 1 lit. c DSGVO. It is the responsibility of the users to save their data in the event of termination before the end of the contract. We are entitled to irretrievably delete all of the user's data stored during the term of the contract. Within the scope of registration and renewed logins as well as the use of our online services, we store the IP address and the time of the respective user action. The storage is based on our legitimate interests as well as those of the users in protection against misuse and other unauthorised use. This data is not passed on to third parties unless it is necessary for the pursuit of our claims or there is a legal obligation to do so in accordance with Art. 6 Para. 1 lit. c DSGVO.We process usage data (e.g. the web pages visited on our online offer, interest in our products) and content data (e.g. entries in the contact form or user profile), The deletion takes place after the expiry of legal warranty and comparable obligations, the necessity of the storage of the data is reviewed every three years; in the case of legal archiving obligations, the deletion takes place after their expiry of the 10-year storage obligation; information in the customer account remains until its deletion.

Contact

When contacting us (via contact form or e-mail), the user's details are processed for the purpose of handling the contact request and its processing pursuant to Art. 6 (1) lit. b) DSGVO.The user's details may be stored in our customer relationship management system ("CRM system") or comparable request organisation.We use the CRM system Agile. We have entered into a Data Processing Agreement. Agile has applied for inclusion in the Privacy Shield USA.We delete the requests if they are no longer necessary. We review the necessity every two years.We store requests from customers who have a customer account permanently and refer to the customer account details for deletion. In the case of legal archiving obligations, deletion takes place after their expiry (10 years).

Comments and contributions

When users leave comments or other contributions, their IP addresses are stored for 7 days on the basis of our legitimate interests as defined in Art. 6 para. 1 lit. f. DSGVO. This is done for our security in case someone leaves unlawful content in comments and posts (insults, prohibited political propaganda, etc.). In this case, we ourselves can be prosecuted for the comment or post and are therefore interested in the identity of the author.

Retrieval of profile pictures from Gravatar We may use the service Gravatar, provided by Automattic, Inc. 132 Hawthorne Street San Francisco, CA 94107, USA, within our online offer and in particular on the blog. Gravatar is a service where users can register and store profile pictures and their email addresses. If users leave posts or comments on other online presences (especially blogs) with the respective email address, their profile pictures can be displayed next to the posts or comments. For this purpose, the email address provided by the users is transmitted to Gravatar in encrypted form for the purpose of checking whether a profile is stored for it. This is the sole purpose of the transmission of the email address and it will not be used for any other purpose, but will be deleted afterwards. Gravatar is used on the basis of our legitimate interests within the meaning of Art. 6 (1) (f) DSGVO, as we use Gravatar to offer post and comment authors the opportunity to personalise their posts with a profile picture. Automattic is certified under the Privacy Shield agreement and thereby offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000000CbqcAAC&status=Active). By displaying the images, Gravatar obtains the IP address of the user, as this is necessary for communication between a browser and an online service. More information on the collection and use of data by Gravatar can be found in Automattic's privacy policy: https://automattic.com/privacy/. If users do not want a user image linked to their Gravatar email address to appear in the comments, they should use an email address that is not on file with Gravatar to comment. We also point out that it is also possible to use an anonymous email address or no email address at all if users do not want their email address to be sent to Gravatar. Users can completely prevent the transmission of data by not using our commenting system.

Web hosting:

Our web host is CYON GmbH, Basel. The web hoster is used to host the website, to operate the WordPress CMS, to manage the email inboxes and also databases with customer and contract data. All data entered on the website, all electronic correspondence is therefore available there. We have concluded a corresponding order processing contract (or "Data Processing Agreement") with Cyon. This is required by law because the hoster collects personal data of the website visitors.

Collection of access data and log files

We collect data on every access to the server on which this service is located (so-called server log files) on the basis of our legitimate interests within the meaning of Art. 6 Para. 1 lit. f. DSGVO, we collect data about each access to the server on which this service is located (so-called server log files). The access data includes the name of the website accessed, file, date and time of access, volume of data transferred, notification of successful access, browser type and version, the user's operating system, referrer URL (the previously visited page), IP address and the requesting provider.Log file information is stored for a maximum of seven days for security reasons (e.g. to clarify acts of abuse or fraud) and then deleted. Data whose further storage is necessary for evidentiary purposes is excluded from deletion until the respective incident has been finally clarified.

Online presence in social media

We maintain online presences within social networks and platforms in order to be able to communicate with the customers, interested parties and users active there and to inform them about our services there. When calling up the respective networks and platforms, the terms and conditions and data processing guidelines of their respective operators apply. Unless otherwise stated in our data protection declaration, we process the data of users if they communicate with us within the social networks and platforms, e.g. write posts on our online presences or send us messages.

Cookies & Reach Measurement

Cookies are pieces of information that are transferred from our web server or third-party web servers to users' web browsers and stored there for later retrieval. We use "session cookies", which are only stored for the duration of the current visit to our online presence (e.g. in order to be able to store your login status or the shopping basket function and thus enable the use of our online offer at all). A randomly generated unique identification number, a so-called session ID, is stored in a session cookie. In addition, a cookie contains information about its origin and the storage period. These cookies cannot store any other data. Session cookies are deleted when you have finished using our online offer and log out or close the browser, for example.Users are informed about the use of cookies in the context of pseudonymous range measurement as part of this data protection declaration.If users do not want cookies to be stored on their computer, they are asked to deactivate the corresponding option in the system settings of their browser. Stored cookies can be deleted in the system settings of the browser. The exclusion of cookies can lead to functional restrictions of this online offer.You can object to the use of cookies that serve range measurement and advertising purposes via the deactivation page of the network advertising initiative (http://optout.networkadvertising.org/) and additionally the US website(http://www.aboutads.info/choices) or the European website (http://www.youronlinechoices.com/uk/your-ad-choices/).

Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC ("Google"), on the basis of our legitimate interests (i.e. interest in the analysis, optimisation and economic operation of our online offering within the meaning of Art. 6 (1) lit. f. DSGVO). DSGVO), we may use Google Analytics, a web analytics service provided by Google LLC ("Google"). Google uses cookies. The information generated by the cookie about the use of the online offer by the users is usually transmitted to a Google server in the USA and stored there.We use an application with which you can deactivate Google Analytics via an optin option [ga-optout text="Google Analytics deaktivieren"]Google is certified under the Privacy Shield Agreement and thereby offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000001L5AAI&status=Active).Google will use this information on our behalf for the purpose of evaluating your use of our website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. We use Google Analytics in order to display the advertisements placed within the advertising services of Google and its partners only to users who have also shown an interest in our online offering or who have certain characteristics (e.g. interests in certain topics or products determined on the basis of the websites visited), which we transmit to Google (so-called "Remarketing Audiences" or "Google Analytics Audiences"). With the help of Remarketing Audiences, we also want to ensure that our advertisements correspond to the potential interest of the users and do not have a harassing effect.We only use Google Analytics with IP anonymisation activated. This means that the IP address of users is shortened by Google within member states of the European Union or in other contracting states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there.The IP address transmitted by the user's browser will not be merged with other data from Google. Users can prevent the storage of cookies by setting their browser software accordingly; users can also prevent the collection of the data generated by the cookie and related to their use of the online offer to Google as well as the processing of this data by Google by downloading and installing the browser plugin available at the following link:https://tools.google.com/dlpage/gaoptout?hl=de.For more information on Google's use of data, settings and opt-out options, please visit Google's websites at https://www.google.com/intl/de/policies/privacy/partners ("Google's use of data when you use our partners' websites or apps"), https://policies.google.com/technologies/ads ("Use of data for advertising purposes"), https://adssettings.google.com/authenticated ("Managing the information Google uses to serve you ads").

Google Re/Marketing Services

We may use the marketing and remarketing services (Google Marketing Services for short) of Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 9.9.2008, USA ("Google") on the basis of our legitimate interests (i.e. interest in the analysis, optimisation and economic operation of our online offering within the meaning of Art. 6 (1) f. DSGVO) the marketing and remarketing services (in short "Google marketing services") of Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA, ("Google"). Google is certified under the Privacy Shield agreement and thereby offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt000000001L5AAI&status=Active).The Google marketing services allow us to display advertisements for and on our website in a more targeted manner in order to present users only with ads that potentially match their interests. If, for example, a user is shown ads for products in which he or she has shown interest on other websites, this is referred to as "remarketing". For these purposes, when our website and other websites on which Google marketing services are active are called up, a code is executed directly by Google and so-called (re)marketing tags (invisible graphics or code, also known as "web beacons") are integrated into the website. With their help, an individual cookie, i.e. a small file, is stored on the user's device (comparable technologies can also be used instead of cookies). The cookies can be set by various domains, including google.com, doubleclick.net, invitemedia.com, admeld.com, googlesyndication.com or googleadservices.com. This file records which websites the user has visited, which content he or she is interested in and which offers he or she has clicked on, as well as technical information on the browser and operating system, referring websites, time of visit and other information on the use of the online offer. The IP address of the user is also recorded, whereby we inform Google Analytics that the IP address is shortened within Member States of the European Union or in other contracting states to the Agreement on the European Economic Area and only in exceptional cases is transmitted in full to a Google server in the USA and shortened there. The IP address will not be merged with user data within other Google offerings. The aforementioned information may also be combined by Google with such information from other sources. If the user subsequently visits other websites, he or she can be shown ads tailored to his or her interests.The user's data is processed pseudonymously as part of Google's marketing services. This means that Google does not store and process the name or email address of the user, for example, but processes the relevant data in a cookie-related manner within pseudonymous user profiles. This means that from Google's point of view, the ads are not managed and displayed for a specifically identified person, but for the cookie holder, regardless of who this cookie holder is. This does not apply if a user has expressly allowed Google to process the data without this pseudonymisation. The information collected about users by Google marketing services is transmitted to Google and stored on Google's servers in the USA.The Google marketing services we use include the online advertising programme "Google AdWords". In the case of Google AdWords, each AdWords customer receives a different "conversion cookie". Cookies can therefore not be tracked via the websites of AdWords customers. The information obtained with the help of the cookie is used to create conversion statistics for AdWords customers who have opted for conversion tracking. The AdWords customers learn the total number of users who clicked on their ad and were redirected to a page tagged with a conversion tracking tag. However, they do not receive any information with which users can be personally identified.We may integrate third-party advertisements based on the Google marketing service "DoubleClick". DoubleClick uses cookies to enable Google and its partner websites to serve ads based on users' visits to this website or other websites on the internet.We may include third party ads based on Google's AdSense marketing service. AdSense uses cookies to enable Google and its partner websites to serve ads based on users' visits to this website and other websites on the Internet. Google Optimizer allows us to track the effects of various changes to a website (e.g. changes to the input fields, design, etc.) within the framework of so-called "A/B testing". For these testing purposes, cookies are placed on the users' devices. Furthermore, we may use the "Google Tag Manager" to integrate and manage Google's analysis and marketing services on our website.For more information on Google's use of data for marketing purposes, please visit the overview page:https://policies.google.com/technologies/ads, Google's privacy policy is available at https://policies.google.com/privacy. If you wish to object to interest-based advertising by Google marketing services, you can use the settings and opt-out options provided by Google: https://adssettings.google.com/authenticated.

Facebook Social Plugins

We may use social plugins ("plugins") of the social network facebook.com on the basis of our legitimate interests (i.e. interest in the analysis, optimisation and economic operation of our online offer within the meaning of Art. 6 Para. 1 lit. f. DSGVO) social plugins ("plugins") of the social network facebook.com, which is operated by Facebook Ireland Ltd, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland ("Facebook"). The plugins can display interaction elements or content (e.g. videos, graphics or text contributions) and are recognisable by one of the Facebook logos (white "f" on a blue tile, the terms "Like", "Like" or a "thumbs up" sign) or are marked with the addition "Facebook Social Plugin". The list and appearance of Facebook social plugins can be seen here:https://developers.facebook.com/docs/plugins/.Einsatz of Shariff buttons: The usual social media buttons transmit user data to Facebook & Co. with every page view and give the social networks precise information about your surfing behaviour (user tracking). You do not need to be logged in or a member of the network to do this. In contrast, a Shariff button establishes direct contact between the social network and the visitor only when the latter actively clicks on the Share button. Shariff thus prevents you from leaving a digital trail on every page you visit and improves data protection. Then you can like, +1 or tweet as you see fit - the social network does not receive any more information.Thanks to Shariff, the display of the "likes" comes from the operator of the page with the buttons. Because Shariff is integrated by the webmaster, you as a visitor do not have to do anything else. The widespread share buttons pose a significant data protection problem because they make unnoticed contact with the servers of the social networks. Facebook, for example, sends the number of "likes" directly to the visitor's browser - and logs individual surfing behaviour in the process. Shariff acts as an intermediate instance here: Instead of the browser, the website operator's server queries the number of likes - and only once a minute, to keep traffic within limits. The visitor remains anonymous.Facebook is certified under the Privacy Shield agreement and thus offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active).When a user calls up a function of this online offer that contains such a plugin, their device establishes a direct connection with the Facebook servers. The content of the plugin is transmitted by Facebook directly to the user's device and integrated into the online offer by the latter. In the process, user profiles can be created from the processed data. We therefore have no influence on the scope of the data that Facebook collects with the help of this plugin and therefore inform users according to our level of knowledge. By integrating the plugins, Facebook receives the information that a user has accessed the corresponding page of the online offer. If the user is logged in to Facebook, Facebook can assign the visit to his or her Facebook account. If users interact with the plugins, for example by clicking the Like button or posting a comment, the corresponding information is transmitted from their device directly to Facebook and stored there. If a user is not a member of Facebook, there is still the possibility that Facebook will find out and store his or her IP address. According to Facebook, only an anonymised IP address is stored in Germany.The purpose and scope of the data collection and the further processing and use of the data by Facebook, as well as the related rights and setting options for protecting the privacy of users, can be found in Facebook's privacy policy:https://www.facebook.com/about/privacy/.Hinweis: Since the social plugins are similar in function to the Facebook pixel in that Facebook uses them to process user data for marketing purposes, the above opt-out for the Facebook pixel should also be used for the social plugins. When you click the link, an "opt-out" cookie will be stored on your device. If you delete the cookies in this browser, then you must click the link again. Furthermore, the opt-out only applies within the browser you are using and only within our web domain on which the link was clicked.If a user is a Facebook member and does not want Facebook to collect data about him or her via this online offer and link it to his or her membership data stored with Facebook, he or she must log out of Facebook and delete his or her cookies before using our online offer. Further settings and objections to the use of data for advertising purposes are possible within the Facebook profile settings: https://www.facebook.com/settings?tab=ads or via the US-American site http://www.aboutads.info/choices/ or the EU site http://www.youronlinechoices.com/. The settings are platform-independent, i.e. they are applied to all devices, such as desktop computers or mobile devices.

Newsletter

With the following information, we inform you about the contents of our newsletter as well as the registration, dispatch and statistical evaluation procedure and your rights of objection. By subscribing to our newsletter, you agree to receive it and to the procedures described.Content of the newsletter: We send newsletters, e-mails and other electronic notifications with promotional information (hereinafter "newsletter") only with the consent of the recipients or a legal permission. If the contents of the Newsletter are specifically described in the course of registration, they are decisive for the consent of the users. Apart from that, our newsletters contain information about our products, offers, promotions and our company.Double-Opt-In and logging: The registration for our newsletter takes place in a so-called double-opt-in procedure. This means that after registration you will receive an e-mail in which you are asked to confirm your registration. This confirmation is necessary so that no one can register with other email addresses. The registrations for the newsletter are logged in order to be able to prove the registration process in accordance with the legal requirements. This includes the storage of the registration and confirmation time as well as the IP address. The newsletter is sent using "MailChimp", a newsletter sending platform of the US provider Rocket Science Group, LLC, 675 Ponce De Leon Ave NE #5000, Atlanta, GA 30308, USA. You can view the privacy policy of the mailing service provider here: https://mailchimp.com/legal/privacy/. The Rocket Science Group LLC d/b/a MailChimp is certified under the Privacy Shield agreement and thus offers a guarantee of compliance with the European level of data protection (https://www.privacyshield.gov/participant?id=a2zt0000000TO6hAAG&status=Active).Mailmunch: We continue to use Mailmunch as part of our legitimate interest in a technically flawless online offering and its economically efficient design and optimisation pursuant to Art.6 Abs. 1 lit.f DSGVO the plugin Mailmunch, a service that is linked to Mailchimp from the provider SixMix LLC, 1110 Fidler Ln Apt 708, Silver Spring, Maryland 20910-3451, USA, for the simple integration of newsletter plugins. Through the use of Mailmunch, information about your use of this website (including your IP address) may be transmitted to a Mailmunch server and stored there, in particular through active Java scripts.For more information about the use of your data by Example, please refer to the privacy policy of:https://www.mailmunch.co/privacy/Further, according to its own information, the mailing service provider may use this data in pseudonymous form, i.e. without assigning it to a user, to optimise or improve its own services, e.g. for the technical optimisation of the mailing and the presentation of the newsletter or for statistical purposes in order to determine from which countries the recipients come. However, the dispatch service provider does not use the data of our newsletter recipients to write to them itself or to pass them on to third parties.Registration data: To register for the newsletter, it is sufficient to enter your e-mail address. Optionally, we ask you to provide your name or, if desired, additional information for the purpose of personal and individualised addressing in the newsletter.Performance measurement - The newsletters may contain a so-called "web beacon", i.e. a pixel-sized file that is retrieved from the server of the dispatch service provider when the newsletter is opened. Within the scope of this retrieval, technical information, such as information on the browser and your system, as well as your IP address and the time of the retrieval are initially collected. This information is used for the technical improvement of the services on the basis of the technical data or the target groups and their reading behaviour on the basis of their retrieval locations (which can be determined with the help of the IP address) or the access times. Statistical surveys also include determining whether newsletters are opened, when they are opened and which links are clicked. For technical reasons, this information can be assigned to the individual newsletter recipients. However, it is neither our intention nor that of the dispatch service provider to observe individual users. The evaluations serve us much more to recognise the reading habits of our users and to adapt our content to them or to send different content according to the interests of our users.The dispatch of the newsletter and the measurement of success take place on the basis of the consent of the recipients pursuant to 6 para. 1 lit. a, Art. 7 DSGVOThe logging of the registration process is based on our legitimate interests pursuant to Art. 6 para. 1 lit. f DSGVO and serves as proof of consent to receive the newsletter.Cancellation/Revocation - You can cancel the receipt of our newsletter at any time, i.e. revoke your consents. You will find a link to cancel the newsletter at the end of each newsletter. If users have only subscribed to the newsletter and cancelled this subscription, their personal data will be deleted.

Integration of third-party services and content

Within our online offer, we use content or service offers of third-party providers on the basis of our legitimate interests (i.e. interest in the analysis, optimisation and economic operation of our online offer within the meaning of Art. 6 para. 1 lit. f. DSGVO) to integrate content or services offered by third-party providers, such as videos or fonts (hereinafter uniformly referred to as "content"). This always requires that the third-party providers of this content are aware of the IP address of the user, as without the IP address they would not be able to send the content to their browser. The IP address is therefore necessary for the display of this content. We endeavour to use only such content whose respective providers only use the IP address to deliver the content. Third-party providers may also use so-called pixel tags (invisible graphics, also known as "web beacons") for statistical or marketing purposes. The "pixel tags" can be used to evaluate information such as visitor traffic on the pages of this website. The pseudonymous information may also be stored in cookies on the user's device and may contain, among other things, technical information on the browser and operating system, referring websites, time of visit and other information on the use of our online offer, as well as be linked to such information from other sources.The following presentation provides an overview of third-party providers and their content, along with links to their data protection declarations, which contain further information on the processing of data and, in some cases already mentioned here, options for objection (so-called opt-out):

If our customers use the payment services of third parties (e.g. PayPal; Mollie or Sofortüberweisung), the terms and conditions and the data protection information of the respective third party providers apply, which can be accessed within the respective websites or transaction applications.

External fonts from Google, LLC., https://www.google.com/fonts ("Google Fonts"). The integration of Google Fonts is done by a server call at Google (usually in the USA). Privacy policy: https://policies.google.com/privacy, Opt-Out: https://adssettings.google.com/authenticated.Landkarten of the service "Google Maps" of the third-party provider Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Data protection declaration: https://www.google.com/policies/privacy/, Opt-Out: https://www.google.com/settings/ads/.Videos of the "YouTube" platform of the third-party provider Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Privacy policy: https://policies.google.com/privacy, Opt-Out: https://adssettings.google.com/authenticated.

Functions of the Google+ service may be integrated within our online offer. These functions are offered by the third-party provider Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. If you are logged in to your Google+ account, you can link the content of our pages to your Google+ profile by clicking on the Google+ button. This enables Google to associate your visit to our pages with your user account. We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Google+. Privacy policy: https://policies.google.com/privacy, Opt-Out: https://adssettings.google.com/authenticated.

Functions of the Instagram service may be integrated within our online offer. These functions are offered by Instagram Inc., 1601 Willow Road, Menlo Park, CA, 94025, USA. If you are logged into your Instagram account, you can link the content of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit to our pages with your user account. We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Instagram. Privacy policy: http://instagram.com/about/legal/privacy/.

Within our online offer, we may use the marketing functions (so-called "LinkedIn Insight Tag") of the LinkedIn network. The provider is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, USA. Each time one of our pages containing LinkedIn functions is accessed, a connection to LinkedIn servers is established. LinkedIn is informed that you have visited our web pages with your IP address. With the help of the LinkedIn Insight Tag, we can in particular analyse the success of our campaigns within LinkedIn or determine target groups for them based on the interaction of the users with our online offer. If you are registered with LinkedIn, it is possible for LinkedIn to assign your interaction with our online offering to your user account. Even if you click the "Recommend button" of LinkedIn and are logged into your account at LinkedIn, it is possible for LinkedIn to assign your visit to our website to you and your user account. LinkedIn is certified under the Privacy Shield agreement and thereby offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000000L0UZAA0&status=Active). Privacy policy: https://www.linkedin.com/legal/privacy-policy, Opt-Out: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.

We may use social plugins from the social network Pinterest, which is operated by Pinterest Inc., 635 High Street, Palo Alto, CA, 94301, USA ("Pinterest"). When you call up a page that contains such a plugin, your browser establishes a direct connection to the Pinterest servers. The plugin transmits log data to the Pinterest server in the USA. This log data may contain your IP address, the address of the websites visited that also contain Pinterest functions, the type and settings of the browser, the date and time of the request, how you use Pinterest and cookies. Privacy policy: https://about.pinterest.com/de/privacy-policy.

Within our online offer, functions of the Twitter service or platform may be integrated (hereinafter referred to as "Twitter"). Twitter is a service of Twitter Inc, 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. The functions include the display of our posts within Twitter within our online offer, the link to our profile on Twitter as well as the possibility to interact with the posts and the functions of Twitter, as well as to measure whether users reach our online offer via the advertisements placed by us on Twitter (so-called conversion measurement). Twitter is certified under the Privacy Shield agreement and thereby offers a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000000TORzAAO&status=Active). Privacy policy: https://twitter.com/de/privacy, Opt-Out: https://twitter.com/personalization.

We may use social plugins from the Tumblr social network, which is operated by Tumblr, Inc. located at 35 East 21st Street, 10E, New York, NY 10010, USA ("Tumblr"). When you visit a page that contains such a plugin, your browser establishes a direct connection to Tumblr's servers. The plugin transmits log data to the Tumblr server in the USA. This log data may include your IP address, the address of the websites you visit that also contain Tumblr functions, the type and settings of your browser, the date and time of the request, how you use Tumblr and cookies. Privacy policy: https://www.tumblr.com/policy/en/privacy.

We may use functions of the XING network. The provider is XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany. Each time one of our pages containing Xing functions is accessed, a connection to Xing servers is established. As far as we are aware, no personal data is stored in this process. In particular, no IP addresses are stored or usage behaviour analysed. Privacy policy: https://www.xing.com/app/share?op=data_protection.

Web analytics and optimisation using the service Hotjar, provided by the third party provider Hotjar Ltd, Level 2, St Julians Business Centre, 3, Elia Zammit Street, St Julians STJ 1000, Malta, Europe. With Hotjar, movements on the websites on which Hotjar is used can be tracked (so-called heat maps). For example, it is possible to see how far users scroll and which buttons users click on and how often. Furthermore, technical data such as the selected language, system, screen resolution and browser type are recorded. In this way, user profiles can be created, at least temporarily, during the visit to our website. Furthermore, with the help of Hotjar it is also possible to collect feedback directly from the users of the website. In this way, we obtain valuable information to make our websites even faster and more customer-friendly. Privacy policy: https://www.hotjar.com/privacy. Opt-out: https://www.hotjar.com/opt-out.Externer Code of the JavaScript framework "jQuery", provided by the third-party provider jQuery Foundation, https://jquery.org.

The self-hosted open source platform Nextcloud is used for data exchange. Nextcloud is hosted by 1&1 IONOS SE, Elgendorfer Str. 57, 56410 Montabaur, Germany or directly by the controller. When you access Nextcloud and log in, your email address, password, group membership, time of last login and IP address are processed. In addition, the data that you can upload to Nextcloud and over which we have no control. Please change your initial password immediately after the invitation. If you have received an invitation to Nextcloud without a password (e.g. because no alternative communication channel was available for the transmission of the password), you can reset the initial password by clicking on "Forgotten password" and assign a new one. Alternatively, you also have the option to set a password if you have not assigned an initial password. Nextcloud uses the industry-standard SSL/TLS encryption for data transmission. You can find more information at https://nextcloud.com/de/gdpr/ or after logging in "Click on the personal logo" (top right) > Settings > Data protection. The IONOS privacy policy can be found at https://www.ionos.de/terms-gtc/datenschutzerklaerung/.

Video conferences are conducted with Jitsi, which is hosted by a non-profit association (Freifunk München e.V.) in Germany. All servers used are located within the EU. Participation is possible without an individual account. Registration is not required. As no personal data is processed by the provider, no agreement on commissioned processing according to Art. 28 (3) DSGVO has been concluded. All personal data transmitted and stored during the video conference will be deleted after participation. Please note that when the microphone or camera is switched on, image and sound recordings are transmitted from which conclusions can be drawn about special data within the meaning of Art. 9 (1) (e.g. racial and ethnic origin, religious beliefs and health data). The privacy policy of Freifunk München E.V. can be found at https://ffmuc.net/privacy/. In exceptional cases, we use Microsoft Teams, Microsoft Skype or Zoom or Google Meets if requested by you and consent is given. Data that is processed at the controller is transmitted on the local network and encrypted to 1&1 IONOS SE,

Elgendorfer Str. 57, 56410 Montabaur, Germany and stored for data backup purposes.

Our website and data are hosted by Cyon GmbH, Basel, Switzerland. You can find the data protection regulations at: https://www.cyon.ch/legal/privacy

Within our website, we may use the Mailchimp service of The Rocket Science Group, USA, whose privacy policy can be found here: https://mailchimp.com/legal/prior-privacy-policy/ The user's details may be stored in our customer relationship management system ("CRM system") or comparable enquiry organisation. The user's details may be stored in our customer relationship management system ("CRM system") or comparable enquiry organisation.

We may use the CRM system Agile CRM. We have entered into a Data Processing Agreement. Agile has applied for inclusion in the Privacy Shield USA.and will be certified under the Privacy Shield agreement, providing a guarantee of compliance with European data protection law. Terms of service and privacy policy of the company can be found under the links provided.

This website may use Tidio, a chat platform that connects users with naturAlly AG customer support. We only collect data with the consent of the users to start the chat. The messages and data exchanged are stored in the Tidio application. For more information, please see the Tidio privacy policy. The naturAlly AG uses these messages or data only for the follow-up of registered problems or requests of the users. Your personal data will be processed and transmitted in accordance with the General Data Protection Regulation (DSGVO). An order data contract (Data Processing Agreement) has been concluded.

naturAlly may use Twilio as a provider for authentication purposes. You can find the data protection regulations here. The Data Protection Addendum can be found here https://www.twilio.com/legal/data-protection-addendum.

Extensive information on data handling, in particular also on data handling between Europe and the USA, can be found here: https://www.twilio.com/gdpr

We use LimeSurvey GmbH, Papenreye 63, 22453 Hamburg, a German service provider for surveys, for this website. Data processed through the use of LimeSurvey can be found in the privacy policy via: https://www.limesurvey.org/de/datenschutzhinweise

For appointments, this website uses WP Amelia, a service provided by TOUCH ME SOFT D.O.O., located at 11000 Milovana, Marinkovica 3, Serbia. The data submitted for appointments may be forwarded to the latter and possibly accessed by third parties if required. For more information on the data collected and processed in this regard, please visit https://wpamelia.com/privacy-policy/.

MONGODB may be used for data storage in databases. The data protection guidelines can be found here: https://www.mongodb.com/de-de/legal/privacy-policy. Extensive explanations and information, also in German, can be found here: https://www.mongodb.com/de-de/cloud/trust.

Cloud servers from AMAZON Webservices (AWS EC2) may be used. More information on data security can be found here: https://aws.amazon.com/de/blogs/security/the-aws-shared-responsibility-model-and-gdpr/. The AWS GDPR DATA PROCESSING ADDENDUM you will find here:https://d1.awsstatic.com/legal/aws-gdpr/AWS_GDPR_DPA.pdf.

Data exchange with (former) cooperation partners

In the past, and if necessary in the future, insurance contracts and/or securities accounts and/or investment funds have been brokered by affiliated legally regulated cooperation partners. For this purpose and for the purpose of optimised support, an exchange of information has taken place/is taking place with the cooperation partners concerned. If someone believes to be affected by this, the data status can be ascertained at any time by making a legitimate enquiry at our company. Unless otherwise required by law, data will be destroyed or deleted after 10 years, or earlier if permitted by law.